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- Auto Surfing on the Web What Are They Not Telling You
- Are Paid Autosurf Programs Dead
- How To Avoid Paid To Surf Scams
- What Goes Around Comes Around
- Recover ALL Your Money back from Scam Fraudulent A...
- Is There a Simple Method to Make Money
- Autosurfs The New Generator of Making Money
- Auto surf programs Scams or money making machines
- How To Avoid Losses In Online Investing
- Top TenWork From Home Scams
- Learn how you could start earning cash from your l...
- How to Make Money at Home
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Thursday, May 14, 2009
There are a lot of money-generating schemes that thrives in the Internet today. There are a number of ways in which one can generate income through the web. However, with so many schemes to choose from, people are perennially confused as to which schemes are legitimate and which are bogus.Paid-to-surf programs are one of the hottest schemes that are sought by so many people nowadays. However, paid-to-surf programs are also very controversial, there are many issues with regards to the legality of paid-to-surf programs in general and how they operate. True enough, there are paid-to-surf programs out there that really pay their members and are not scams, yet.What are paid-to-surf programs?Paid-to-surf programs are businesses which employs the idea of advertising in television. They get funding from advertisers and develop a pool of members who would want to be paid by viewing the ads of the advertisers. An advertiser pays the paid-to-surf program and the paid-to-surf program invites people to view a pool of ads which are rotated every 20 seconds or so, and the viewers are paid a certain percentage everyday they surf the advertisements. The number of advertisements usually very for each program and the rotation time varies as well. The sweet business model of the paid-to-surf programs entices many people to join their pools. All one has to do is to click on the "view" button in their account pages in the website of the paid-to-surf program and the money flows into their accounts. The problem with the business models of paid-to-surf programs is basically very simple yet very important. Unlike television advertisements, where people actually watch advertisements which they find visually appealing, there is no incentive for staying in from of the computer to view all (say 100) web pages per day just to get paid, when he can just leave the computer on until the rotation runs out. This is a basic flaw in the business model of paid-to-surf programs.Okay, so what's the problem with paid-to-surf programs? What makes some of these programs scams? The problem is that some programs would let members join for free, at first and then, they would require the members to put in money to be able to withdraw their earnings from the past. People are enticed to put in money because they are constantly brainwashed that the money that they put in will be doubled or tripled. Then, all of a sudden, the program disappears like a burst bubble.Although there are legitimate paid-to-surf programs out there, the number of scams is far more enormous. Here are some few tips on how to avoid these so-called paid-to-surf scams:1. Join only those programs that are around for a whileThe best choice that one has in terms of choosing an paid-to-surf program is to choose the one that has been established and still is in existence.2. Trust true testimonialsTrust those testimonials which are from trusted friends. The testimonials in the sites of these "paid-to-surf" programs are usually tools for brainwashing people.
The credit card had no direct contract with the autosurf but with PayPal. Paypal have done nothing wrong and therefore there is nothing that can be done.
The credit card company cannot protect people who've joined autosurf companies as they the autosurf has protected themself with their disclaimers in their terms and conditions.
The 45 day protection cover from Paypal, or the 60 day protection from the credit card is past. This is where most people give up. If I'd have been discouraged then I'd have most likely flushed about $90,000 down the toilet. Instead I spend time learning all I could about how chargebacks REALLY work, and how to use this power against deceased autosurf providers.IN MY INVESTIGATION I DISCOVERED:
PayPal is legally obligated to take responsibility for it's merchants if the buyer has used a Visa or MasterCard, although Amex cards are NOT included.
Closed autosurfs make one huge mistake in their terms and conditions which gives consumers a legitimate reason for why we deserve a full refund. No matter how much money the autosurf has paid you previously, using this information will allow you to receive all your money back, even if you have received 'dividend' payments in the past.
With the right information, you can request a chargeback many months after an autosurf has closed. I have successfully received a full chargeback from companies 9 months after I paid them, and 6 months after they closed.
With a few phrases in your vocabulary you can get even the most reluctant credit card representative to submit your chargeback request. ACTION TO TAKE TO GET ALL YOUR MONEY BACK:Your first plan of action is to try to resolve the dispute via PayPal. If you paid money to the autosurf company within the last 45 days then you can use PayPal's "Buyer dispute" service. Seeing as nearly every autosurf and HYIP has been banned from PayPal since April I don't think you'll be able to do this.You then need to gather up evidence to give to the credit card provider. It really helps if you have taken screenshots of the autosurfs homepage, their terms and conditions, screenshots of their signup procedure and also a snapshot of your account balance just before the site went down.Don't worry if the autosurf has closed and their site has vanished, there are a few ways of getting this information back. I won't reveal it in this article as although it's perfectly legal I don't want to make these methods known to autosurf owners.You then need to write a detailed letter to your credit card provider. There are some things you MUST explain clearly, and things that you should NEVER mention to begin with. You will not have any luck if you word a letter with a request such as "please credit me back my money because this company was meant to pay me every month but they didn't". Instead you need to write a convincing reason as to why you should be refunded. This is extremely simple to do when you realize that autosurf owners have not learnt enough about their legal standing when they began their sites.Depending on your credit card company's policy you might be immediately credited with your money back, or the interest on that money might be frozen. For disputes less than $1,000 you are likely to find matters resolved fast but this really does depend on which credit card you are working with. NEVER count any refunds at this stage as guaranteed, the credit card company may charge you again if they discover evidence against you within the next 60 days.Your credit company will work with PayPal to reach resolution. You will notice that you have 'unresolved disputes' for those purchases when you next log in to your PayPal account. The autosurf has 30 days to argue why you should not receive your chargeback. Most often your accusation will be worded so well that the autosurf owner cannot possibly find any reason and the matter will be settled.Some autosurf owners can get a little nasty here. I have experienced owners who lie, falsify documents and do all they can to avoid the chargeback. Others are reasonable and provide the most common three reasons for refusing the chargeback.
The person joined the autosurf agreeing to the terms and conditions
The person was happy with the autosurf as they'd made multiple payments
The autosurf has already paid out money to you via e-gold or likewise. If you have worded your first letter appropriately then you are well-armed to refute anything the autosurf owner might throw at you. If the autosurf owner is playing dirty there are many ways to be equally or more dirty back.Every autosurf and situation is different. I'll happily provide you with sample letters and all the information you need if you contact me and become part of my autosurf hyip network.
Pyramid scheme - most of there program use the pyramid system which basically say that the person that invested first has a better chance to earn than the people after him.
Scam - these days almost every one can open his own investment site using a legal or illegal script, it's hard to spot a scammer but there are some ways to check it.
Luck - think of this as a gamble you win some you lose some. I am using a very simple method to invest money on the internet How to spot a scam?
License check - today its easy to get free license, many scammer use It in order to check for a hyip script license goes to goldcoders.com/?page=checkdomain This company sells hyip script and here you can check the hyips domain.
A scam site usually will buy for his host or domain for a very short time you can check its Expiration Date in site like this: who.godaddy.com If you see he paid for only one month that should light your bulb.
The design - cheap and ugly doesn't point it's absolutely a scam but you better think twice, scammer want to invest the minimum. What to do before investing? After you check for scam signs comes the part of research. Check the program on big sites and money forums like MMG or GPF and see what the other investor has to say about it.Check the monitors, these are sites the monitors the investment site by invest in them, the sort them by their status (pay, pending, problem and scam) and by the investors votes.Monitors are very good to find some new programs to invest in. Remember, always check 4-5 monitors, there are many on the internet some good some not, compare the information. This a good one I check everyday http://www.thehyips.info/ Also this site has HYIP forum where you can ask your questions. How to choose ?There are many options for investing high % low %, daily, weekly or monthly. The high % will not last long when it's a hyip. Auto surf usually last longer statistically mostly because it's easier and cheaper to open a hyip so most of the scammer concentrate there. Some rules about investing If you choose a hyip with a high % for instance 150% in 3 days invest only on the first day, about 99% of these are scams but you could earn if you are on of the primary investor.Many hyips now use the round system, the will keep on pay till they cover 90-95% of the investors money, after that the round is over and they use the money for advertising, if you want to participate in a round invest only in the first day of the round else you are throwing away your money.
don't spend all at once
always make a test spend, if an auto surf upgrade costs 10$ don't buy 1000$ spend 10$ and check it, are they paying ? how fast ? See if you like it because there are many good ones today. Only after you made a test spend begin investing the big money
Wednesday, May 13, 2009
Top TenWork From Home Scams
Sometimes it seems as if the word "scam" was invented for the Internet. In fact scams have always been around but today's scammers have refined their scams and transferred them to the Internet where they are able to reach a much wider audience. The "work from home job" scammers target people who are often particularly vulnerable and least able to afford to lose money to the scammers. Many people who seek work from home opportunities are disabled or are parents of young children and are, therefore, unable to go out to work. Other groups affected are pensioners who need a second income to supplement a small pension or people who are simply unable to find a job outside the home due to their age, location or the general economic climate.
These are the top tenwork from home scams to avoid.
1. Envelope Stuffing This is the classic work-from-home scam that's been around since the Depression era of the 1920s and 1930s. The envelope stuffing scam has now made itself at home on the Internet. Promoters usually advertise that, for a "small" fee, they will tell you how to earn money stuffing envelopes at home. After paying the fee - when it's too late - you find out that the promoter never had any employment to offer. Instead, for your fee, you're likely to get a letter telling you to place the same "envelope-stuffing" ad in newspapers or on the Internet, or to send the ad to friends and relatives. The only way you'll earn money is if people respond to your work-from-home ad. More about Envelope Stuffing Scams 2. Chain Letters/Emails If you've been on the Internet for any length of time, you've probably received or at least seen these chain emails that have taken over from the "snail mail" chain letters. They promise that all you have to do is send the email along with some money to the top names on the list, then add your name to the bottom and one day soon you'll be a millionaire. If you do this, you are liable to be prosecuted for fraud. This is a classic pyramid scheme, and most times the names in the chain emails are manipulated to make sure only the people at the top of the list (the true scammers) make any money. 3. Multi-Level Marketing (MLM) If you've heard of network marketing (like Tupperware or Avon), then you know that there are legitimate work from home MLM businesses based on agents selling products or services and recruiting other agents to work in their team. If the work from home MLM business opportunity is all about finding new recruits rather than selling products or services, beware: The Federal Trade Commission may consider it to be a pyramid scheme... and not only can you lose all your money, but you can be charged with fraud, too! The easy test here is to check whether the company has real products for you to sell and earn commission as well as recruiting new members. If so, the programme is more than likely to be genuine. 4. The Turn Your Computer Into a Money-Making Machine Scam Well, this one's at least half-true. To be completely true, it should read: "Turn your computer into a money-making machine... for spammers!" Once you pay your money, you'll be sent instructions on how to place ads and pull in victims who want to turn their computers into "money-making machines." 5. Typing At Home Jobs Many people who use the internet a lot are good typists. How better to capitalize on this skill than making money by typing at home? Here's how it works: After sending the fee to the scammer for "more information," you receive a disk and printed information that tells you to place work at home typist ads and sell copies of the disk to the unfortunate people who reply to you. This is another scam that tries to turn you into a scammer! Typing at home jobs have been in great demand since long before the Internet came into being. I can speak from personal experience when I say that most of the work was poorly paid and boring but low pay and dullness do not qualify the work as a scam. The ones to watch out for on the Internet are the companies that pretend they are going to employ you and require you to pay a "registration fee". If somebody has a job they want filled, they would not ask candidates to pay for the privilege of becoming an employee. If you take a job, you get paid by the employer, not the other way round. Look at what the advertising actually says. If it offers to sell you a programme to help you learn to make money from typing at home or promises instructions in some form, this is acceptable, you know what you are getting. Avoid typing work at home job ads that say they have a job for you and the fee is just to cover their administration costs. 6. "Just Call This Number For More Information..." No need to spend too much time (or money) on this one. It will be a premium rate number, and that's how the scammers make their profit. Save your money: don't ever call a premium rate number for more information about a supposed work-from-home job, a legitimate company would have a standard business number or even a free phone number. 7. A List of Companies Looking for Homeworkers This scam is very tempting because the fee requested is usually low and the promises made don't seem exaggerated. You are asked to pay a small fee for a list of companies looking for homeworkers just like you. Sounds reasonable. The only problem is that the list is usually a generic list of companies, companies that don't take homeworkers, or companies that may have accepted homeworkers sometime in the past. You would be better off picking companies out of the phone book and asking if they use home workers, you probably won't have any better success but at least it's free. 8. Email Processing This is a twist on the classic "envelope stuffing scam". For a low price you can become a "highly-paid" email processor working "from the comfort of your own home." Now... what do you suppose an email processor does? If you have visions of forwarding or editing emails, forget it. What you get for your money are instructions on spamming with the same ad you responded to in newsgroups and Web forums! Think about it: they offer to pay you $25 per email processed. Would any legitimate company pay that when an auto responder system could perform the function at a fraction of the cost? 9. Medical Billing Promoters will promise that you can earn a substantial income working from home full or part time, providing services like billing, accounts receivable, electronic insurance claim processing and practice management to doctors and dentists. They also may assure you that no experience is required, that they will provide clients eager to buy your services or that their qualified salespeople will find clients for you. In this scam, you are required to pay hundreds of dollars upfront for everything (supposedly) you need to start your own medical billing service at home. You're promised state-of-the-art medical billing software, as well as a list of potential clients in your area. Keeping safe from this scam can be tricky because it's true that medical billing is outsourced and there is a demand for reliable people to do the work and it is a job that you can learn even if you have no previous experience. Before parting with any cash, investigate the company. This is an expanding market, so fly-by-night companies will be popping up like mushrooms in the dew. Look for companies that have been around for a while. Look for ones that emphasise the teaching aspect and quality of their software rather than how their sales force will deliver eager customers to your door. Ask for references - and check them. 10. Craft Assembly These programs often require you to invest hundreds of dollars in equipment or supplies, or they require you to spend many hours producing goods for a company that has promised to buy them. For example, you might have to buy a sewing or sign-making machine from the company, or materials to make items like aprons, baby shoes or plastic signs Sounds legitimate? Well, once you finish assembling your first batch of crafts, you'll be told by the company that they don't meet quality standards. Unfortunately, no work is ever "up to standard," leaving workers with expensive equipment and supplies - and no income. The scammer company is making money selling the starter kits, not selling the assembled product. So, you're left with a set of assembled crafts and no customer. The best way to protect yourself from this type of scam is to make sure you carry out enquiries about the owners of the business before you part with any cash. Most companies offering this type of work or home sewing jobs will not require you to pay for materials etc. If you are interested in craftwork, by all means buy materials online or pay for an online instruction course or e-book to improve your skills and to learn some "tricks of the trade" but bear in mind that you will need to find your own customers for your finished products.